Marks & Spencer Group (LSE:MKS) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LSE:MKS Marks & Spencer Group PLC LSE:MKS
84 GF Score
Price £3.78
GF Value £4.15
Valuation Fairly Valued
! 3 Warning Signs
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What is Marks & Spencer Group Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

LSE:MKS
84GF Score
Marks & Spencer Group PLC LSE:MKS
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Marks & Spencer Group (LSE:MKS) Overvalued in 2026?

Based on GuruFocus' analysis, Marks & Spencer Group stock appears to be undervalued. The current stock price of £3.78 is trading 8.9% below its estimated GF Value™ of £4.15. GuruFocus considers Marks & Spencer Group to be Fairly Valued.

Key valuation signals for LSE:MKS:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: £4.15 vs. price of £3.78 (8.9% below fair value)
  • GF Score™: 84/100 with 3 warning signs

No single metric tells the full story. See the LSE:MKS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Marks & Spencer Group Business Description

Address 35 North Wharf Road, Waterside House, London, GBR, W2 1NW
Marks & Spencer is a British multichannel retailer with stores across Europe, Asia, and the Middle East. The majority of revenue stems from the firm's UK operations, selling its own-brand food, clothing, and home merchandise predominantly. The food segment includes value products (dairy, poultry, meat, fresh produce), ready-made meals, and healthy items. The clothing and home division sells women's wear, lingerie, men's wear, kids' wear, beauty, and home products. The remaining revenue comes from international sales, where M&S sells through a mix of its own stores, franchises, and online channels.In 2020, the firm entered into a joint venture, purchasing 50% of grocery e-commerce business Ocado Retail. Ocado is the exclusive online distributor of M&S food within the UK.
84GF Score

Get the complete analysis for LSE:MKS

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£3.78
Price
£4.15
GF Value