RIT Capital Partners (LSE:RCP) Net Interest Margin (Bank Only) %: 22.05% (As of Dec. 2025)


LSE:RCP RIT Capital Partners PLC LSE:RCP
33 GF Score
Price £22.95
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What is RIT Capital Partners Net Interest Margin (Bank Only) %?

RIT Capital Partners LSE:RCP +0.66% 33 Net Interest Margin (Bank Only) % is 22.05% as of Dec. 2025. GuruFocus rates LSE:RCP with a GF Score™ of 33/100. The stock has 3 warning signs investors should review.

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. RIT Capital Partners's annualized Net Interest Income (for Banks) for the quarter that ended in Dec. 2025 was £11.2 Mil. RIT Capital Partners's average earning assets for the quarter that ended in Dec. 2025 was £50.8 Mil. Therefore, RIT Capital Partners's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Dec. 2025 was 22.05%.


RIT Capital Partners  (LSE:RCP) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


RIT Capital Partners Net Interest Margin (Bank Only) % Related Terms


RIT Capital Partners Net Interest Margin (Bank Only) % Historical Data

* Premium members only.

The historical data trend for RIT Capital Partners's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RIT Capital Partners Net Interest Margin (Bank Only) % Chart

RIT Capital Partners Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -26.62 -17.23 -27.60 -27.47 -16.18

RIT Capital Partners Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -77.25 -11.42 -32.74 22.05

LSE:RCP vs BLK, BX, KKR: Net Interest Margin (Bank Only) % Comparison

For the Asset Management subindustry, RIT Capital Partners's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RIT Capital Partners Net Interest Margin (Bank Only) % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, RIT Capital Partners's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where RIT Capital Partners's Net Interest Margin (Bank Only) % falls into.


LSE:RCP
33GF Score
RIT Capital Partners PLC LSE:RCP
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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RIT Capital Partners Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

RIT Capital Partners's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2025 is calculated as

Net Interest Margin (Bank Only) %(A: Dec. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Dec. 2024 ) + Earning Assets (A: Dec. 2025 ))/ count )
=-13.6/( (117.3 + 50.8)/ 2 )
=-13.6/84.05
=-16.18 %

where

Earning Assets(A: Dec. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=117.3 + 0 + 0
=117.3

Earning Assets(A: Dec. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=50.8 + 0 + 0
=50.8

RIT Capital Partners's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Dec. 2025 is calculated as

Net Interest Margin (Bank Only) %(Q: Dec. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Jun. 2025 ) + Earning Assets (Q: Dec. 2025 ))/ count )
=11.2/( (0 + 50.8)/ 1 )
=11.2/50.8
=22.05 %

where

Earning Assets(Q: Jun. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

Earning Assets(Q: Dec. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=50.8 + 0 + 0
=50.8

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is two times the semi-annual (Dec. 2025) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.

What does a Net Interest Margin (Bank Only) % of 22.05% mean?
RIT Capital Partners (LSE:RCP) has a Net Interest Margin (Bank Only) % of 22.05% as of Dec. 2025. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on RIT Capital Partners and its competitors.
Is RIT Capital Partners' Net Interest Margin (Bank Only) % too high?
RIT Capital Partners' current Net Interest Margin (Bank Only) % is 22.05%. Overall, RIT Capital Partners has a GF Score™ of 33/100, reflecting its overall financial health beyond just this single metric.
How does RIT Capital Partners' Net Interest Margin (Bank Only) % compare to BLK and BX?
RIT Capital Partners' Net Interest Margin (Bank Only) % of 22.05% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for an Asset Management company?
A good Net Interest Margin (Bank Only) % depends on the Asset Management industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on RIT Capital Partners and its competitors. RIT Capital Partners's current Net Interest Margin (Bank Only) % is 22.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RIT Capital Partners stock overvalued right now?
RIT Capital Partners (LSE:RCP) has a current Net Interest Margin (Bank Only) % of 22.05%. The current Net Interest Margin (Bank Only) % is 22.05%. RIT Capital Partners' overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For RIT Capital Partners (LSE:RCP), the current Net Interest Margin (Bank Only) % is 22.05% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

RIT Capital Partners Business Description

Other Exchanges RCPl:UK
Address 27 Saint James\'s Place, London, GBR, SW1A 1NR
RIT Capital Partners PLC is a United Kingdom-based investment trust. The investment objective of the company is to facilitate long-term capital growth by obtaining a capital value that exceeds the relevant indices over time. The company invests in a diversified, international portfolio across quoted and unquoted asset classes, provided every investment has something different to offer. The operating segments of the company include RIT generating maximum revenue, JRCM, and SHL. Geographically, it has a presence in Asia, the United States, Europe, Japan, and other countries.
33GF Score

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Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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