PDD Holdings (LTS:0A2S) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0A2S PDD Holdings Inc LTS:0A2S
66 GF Score
Price $74.85
GF Value $138.28
Valuation Significantly Undervalued
! 2 Warning Signs
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What is PDD Holdings Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

LTS:0A2S
66GF Score
PDD Holdings Inc LTS:0A2S
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PDD Holdings (LTS:0A2S) Overvalued in 2026?

Based on GuruFocus' analysis, PDD Holdings stock appears to be undervalued. The current stock price of $74.85 is trading 45.9% below its estimated GF Value™ of $138.28. GuruFocus considers PDD Holdings to be Significantly Undervalued.

Key valuation signals for LTS:0A2S:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $138.28 vs. price of $74.85 (45.9% below fair value)
  • GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the LTS:0A2S stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PDD Holdings Business Description

Address 25 St Stephen’s Green, First Floor, Dublin 2, Dublin, IRL, D02 XF99
PDD Holdings operates commerce businesses globally. Its main operations are Pinduoduo, a social commerce platform in China, and Temu, a global e-commerce marketplace. PDD also has a community group purchase business in China. PDD has built a network of sourcing, logistics, and fulfillment capabilities that support its underlying businesses. PDD has also started its first-party brand business for global markets.
66GF Score

Get the complete analysis for LTS:0A2S

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$74.85
Price
$138.28
GF Value