Amica (LTS:0LR0) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0LR0 Amica SA LTS:0LR0
81 GF Score
Price zł137.00
GF Value zł169.31
! 6 Warning Signs
View Full Analysis

What is Amica Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

LTS:0LR0
81GF Score
Amica SA LTS:0LR0
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Amica (LTS:0LR0) Overvalued in 2026?

Based on GuruFocus' analysis, Amica stock appears to be undervalued. The current stock price of zł137.00 is trading 19.1% below its estimated GF Value™ of zł169.31.

Key valuation signals for LTS:0LR0:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: zł169.31 vs. price of zł137.00 (19.1% below fair value)
  • GF Score™: 81/100 with 6 warning signs

No single metric tells the full story. See the LTS:0LR0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Amica Business Description

Other Exchanges AMC:Poland
Address Mickiewicza Street 52, Wronki, POL, 64-510
Amica SA is a manufacturer of household appliance products, including cookers, ovens, hobs, refrigerators, dishwashers, washing machines, microwave ovens, and hoods, among others. It sells its products under the brands Amica, Gram, Hansa, Matrix, Curtiss, Caviss, Fagor, CDA, and Le Chai. Additionally, the group offers maintenance, hotel, and catering services. The group's reporting segments are: Freestanding heating equipment, Built-in heating appliances, Other heating appliances, Goods, and Other. The majority of its revenue is generated from the Goods segment, which trades in washing machines, refrigerators, microwave ovens, dishwashers, hoods, and small household appliances. Geographically, the group generates the majority of its revenue from Poland, with rest coming from other markets.
81GF Score

Get the complete analysis for LTS:0LR0

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł137.00
Price
zł169.31
GF Value