Invex ControladoraB de CV (MEX:INVEXA) Net Interest Margin (Bank Only) %: 13.96% (As of Jun. 2026)

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MEX:INVEXA Invex Controladora SAB de CV MEX:INVEXA
65 GF Score
Price MXN100.00
GF Value MXN205.66
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Invex ControladoraB de CV Net Interest Margin (Bank Only) %?

Invex ControladoraB de CV MEX:INVEXA 65 Net Interest Margin (Bank Only) % is 13.96% as of Jun. 2026. GuruFocus rates MEX:INVEXA with a GF Score™ of 65/100 and a GF Value™ of MXN205.66 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Invex ControladoraB de CV's annualized Net Interest Income (for Banks) for the quarter that ended in Jun. 2026 was MXN7,596 Mil. Invex ControladoraB de CV's average earning assets for the quarter that ended in Jun. 2026 was MXN54,418 Mil. Therefore, Invex ControladoraB de CV's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Jun. 2026 was 13.96%.


Invex ControladoraB de CV  (MEX:INVEXA) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Invex ControladoraB de CV Net Interest Margin (Bank Only) % Related Terms


Invex ControladoraB de CV Net Interest Margin (Bank Only) % Historical Data

* Premium members only.

The historical data trend for Invex ControladoraB de CV's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Invex ControladoraB de CV Net Interest Margin (Bank Only) % Chart

Invex ControladoraB de CV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.71 8.86 5.86 2.55 3.55

Invex ControladoraB de CV Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.09 17.81 6.82 8.83 13.96

MEX:INVEXA vs MS, GS, SCHW: Net Interest Margin (Bank Only) % Comparison

For the Capital Markets subindustry, Invex ControladoraB de CV's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Invex ControladoraB de CV Net Interest Margin (Bank Only) % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Invex ControladoraB de CV's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Invex ControladoraB de CV's Net Interest Margin (Bank Only) % falls into.


MEX:INVEXA
65GF Score
Invex Controladora SAB de CV MEX:INVEXA
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Invex ControladoraB de CV Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Invex ControladoraB de CV's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2025 is calculated as

Net Interest Margin (Bank Only) %(A: Dec. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Dec. 2024 ) + Earning Assets (A: Dec. 2025 ))/ count )
=5687/( (150366 + 170474)/ 2 )
=5687/160420
=3.55 %

where

Earning Assets(A: Dec. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=107560 + 42806 + 0
=150366

Earning Assets(A: Dec. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=120084 + 50390 + 0
=170474

Invex ControladoraB de CV's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Jun. 2026 is calculated as

Net Interest Margin (Bank Only) %(Q: Jun. 2026 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Mar. 2026 ) + Earning Assets (Q: Jun. 2026 ))/ count )
=7596.208/( (54112.357 + 54724.39)/ 2 )
=7596.208/54418.3735
=13.96 %

where

Earning Assets(Q: Mar. 2026 )
=Money Market Investments + Net Loan + Securities & Investments
=3011.1 + 51101.257 + 0
=54112.357

Earning Assets(Q: Jun. 2026 )
=Money Market Investments + Net Loan + Securities & Investments
=972 + 53752.39 + 0
=54724.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is four times the quarterly (Jun. 2026) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.

What does a Net Interest Margin (Bank Only) % of 13.96% mean?
Invex ControladoraB de CV (MEX:INVEXA) has a Net Interest Margin (Bank Only) % of 13.96% as of Jun. 2026. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Invex ControladoraB de CV and its competitors.
Is Invex ControladoraB de CV's Net Interest Margin (Bank Only) % too high?
Invex ControladoraB de CV's current Net Interest Margin (Bank Only) % is 13.96%. Overall, Invex ControladoraB de CV has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Invex ControladoraB de CV's Net Interest Margin (Bank Only) % compare to MS and GS?
Invex ControladoraB de CV's Net Interest Margin (Bank Only) % of 13.96% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for a Capital Markets company?
A good Net Interest Margin (Bank Only) % depends on the Capital Markets industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Invex ControladoraB de CV and its competitors. Invex ControladoraB de CV's current Net Interest Margin (Bank Only) % is 13.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Invex ControladoraB de CV stock overvalued right now?
Based on GuruFocus' analysis, Invex ControladoraB de CV (MEX:INVEXA) is currently considered Significantly Undervalued. The stock's GF Value™ is MXN205.66, compared to a current price of MXN100.00 — trading 51.4% below its estimated fair value. The current Net Interest Margin (Bank Only) % is 13.96%. Invex ControladoraB de CV's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For Invex ControladoraB de CV (MEX:INVEXA), the current Net Interest Margin (Bank Only) % is 13.96% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Invex ControladoraB de CV (MEX:INVEXA) Overvalued in 2026?

Based on GuruFocus' analysis, Invex ControladoraB de CV stock appears to be undervalued. The current stock price of MXN100.00 is trading 51.4% below its estimated GF Value™ of MXN205.66. GuruFocus considers Invex ControladoraB de CV to be Significantly Undervalued.

Key valuation signals for MEX:INVEXA:

  • Net Interest Margin (Bank Only) %: 13.96%
  • GF Value™: MXN205.66 vs. price of MXN100.00 (51.4% below fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the MEX:INVEXA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Invex ControladoraB de CV Business Description

Address Boulevard Manual Avila Camacho 40, Piso 7,Colonia Lomas de Chapultepec, Mexico, DF, MEX, 11000
Invex Controladora SAB de CV is a holding company that operates in the financial sectors. The company through its subsidiaries, provides banking, brokerage and consumer credit services.
65GF Score

Get the complete analysis for MEX:INVEXA

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN100.00
Price
MXN205.66
GF Value