Heidelberg Materials AG (MIL:1HEI) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MIL:1HEI Heidelberg Materials AG MIL:1HEI
71 GF Score
Price €171.70
GF Value €107.57
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Heidelberg Materials AG Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

MIL:1HEI
71GF Score
Heidelberg Materials AG MIL:1HEI
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Heidelberg Materials AG (MIL:1HEI) Overvalued in 2026?

Based on GuruFocus' analysis, Heidelberg Materials AG stock appears to be overvalued. The current stock price of €171.70 is trading 59.6% above its estimated GF Value™ of €107.57. GuruFocus considers Heidelberg Materials AG to be Significantly Overvalued.

Key valuation signals for MIL:1HEI:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €107.57 vs. price of €171.70 (59.6% above fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the MIL:1HEI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Heidelberg Materials AG Business Description

Address Berliner Strasse 6, Heidelberg, BW, DEU, 69120
Heidelberg Materials is one of the world's largest building materials companies, with operations in 60 countries. Its core activities include the production of cement and aggregates, which are used to construct houses, infrastructure, and commercial facilities. The sale of cement and aggregates accounts for the majority of group revenue and profits. Europe is the company's largest market contributing nearly half of group sales. Heidelberg Materials is listed in Germany and has 55,000 employees.
71GF Score

Get the complete analysis for MIL:1HEI

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€171.70
Price
€107.57
GF Value