Cummins India (NSE:CUMMINSIND) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:CUMMINSIND Cummins India Ltd NSE:CUMMINSIND
85 GF Score
Price ₹5,448.00
GF Value ₹4,385.53
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Cummins India Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

NSE:CUMMINSIND
85GF Score
Cummins India Ltd NSE:CUMMINSIND
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Cummins India (NSE:CUMMINSIND) Overvalued in 2026?

Based on GuruFocus' analysis, Cummins India stock appears to be overvalued. The current stock price of ₹5,448.00 is trading 24.2% above its estimated GF Value™ of ₹4,385.53. GuruFocus considers Cummins India to be Modestly Overvalued.

Key valuation signals for NSE:CUMMINSIND:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₹4,385.53 vs. price of ₹5,448.00 (24.2% above fair value)
  • GF Score™: 85/100 with 4 warning signs

No single metric tells the full story. See the NSE:CUMMINSIND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cummins India Business Description

Other Exchanges 500480:India
Address Cummins India Office Campus, Tower A, 5th Floor, Survey No. 21, Balewadi, Pune, MH, IND, 411045
Cummins India Ltd designs and manufactures service engines and engages in allied activities. The company produces fuel systems, air handling, filtration, emission solutions, and electrical power generation systems in facilities across India. The company's business units are; Engines, Power Systems, Components, and Distribution. Its operating segments are; Engines and Lubes. Maximum revenue is generated from its Engines segment which manufactures engines from 60 HP for low, medium, and heavy-duty on-highway commercial vehicle markets and off-highway commercial equipment industry spanning construction and compressor.
85GF Score

Get the complete analysis for NSE:CUMMINSIND

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹5,448.00
Price
₹4,385.53
GF Value