Spectrum Electrical Industries (NSE:SPECTRUM) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:SPECTRUM Spectrum Electrical Industries Ltd NSE:SPECTRUM
90 GF Score
Price ₹1,983.30
GF Value ₹2,310.26
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Spectrum Electrical Industries Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

NSE:SPECTRUM
90GF Score
Spectrum Electrical Industries Ltd NSE:SPECTRUM
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Spectrum Electrical Industries (NSE:SPECTRUM) Overvalued in 2026?

Based on GuruFocus' analysis, Spectrum Electrical Industries stock appears to be undervalued. The current stock price of ₹1,983.30 is trading 14.2% below its estimated GF Value™ of ₹2,310.26. GuruFocus considers Spectrum Electrical Industries to be Modestly Undervalued.

Key valuation signals for NSE:SPECTRUM:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₹2,310.26 vs. price of ₹1,983.30 (14.2% below fair value)
  • GF Score™: 90/100 with 4 warning signs

No single metric tells the full story. See the NSE:SPECTRUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Spectrum Electrical Industries Business Description

Other Exchanges 544386:India
Address Office No. 501, A&B, Omega Building, 5th Floor, Omega Tower, Hiranandani Garden, Powai, Mumbai, MH, IND, 400076
Spectrum Electrical Industries Ltd is an India-based contract manufacturer and a component supplier. It is mainly engaged in the business of designing and manufacturing electrical, automobile, and irrigation components. It offers a range of electrical components, including miniature circuit breaker (MCB) base and cover, distribution board, alternating current (AC) Box, modular electric board panels, fancy angle holders, calipers, filter pumps, carrier, and filter tank. It also offers various services including surface coatings, metallic stamping, plastics molding, and designing new molds and dies, press tools. The company mainly offers its products in the Indian market, and it also exports some of its products.
90GF Score

Get the complete analysis for NSE:SPECTRUM

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,983.30
Price
₹2,310.26
GF Value