SRG Housing Finance (NSE:SRGHFL) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:SRGHFL SRG Housing Finance Ltd NSE:SRGHFL
77 GF Score
Price ₹256.60
GF Value ₹448.45
Valuation Possible Value Trap
! 8 Warning Signs
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What is SRG Housing Finance Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

NSE:SRGHFL
77GF Score
SRG Housing Finance Ltd NSE:SRGHFL
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SRG Housing Finance (NSE:SRGHFL) Overvalued in 2026?

Based on GuruFocus' analysis, SRG Housing Finance stock appears to be undervalued. The current stock price of ₹256.60 is trading 42.8% below its estimated GF Value™ of ₹448.45. GuruFocus considers SRG Housing Finance to be Possible Value Trap.

Key valuation signals for NSE:SRGHFL:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₹448.45 vs. price of ₹256.60 (42.8% below fair value)
  • GF Score™: 77/100 with 8 warning signs

No single metric tells the full story. See the NSE:SRGHFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SRG Housing Finance Business Description

Other Exchanges 534680:India
Address No. 12, SRG House, Opposite Paras Health Hospital, Shobhagpura, Udaipur, RJ, IND, 313001
SRG Housing Finance Ltd is an India-based housing finance company. The company is principally engaged in the housing and mortgage finance business. The company offers home loans for construction, additions, alterations, and repair and renovation purposes. The products and services offered by the company include individual home loans; loans against the property; and builder, project loans. Geographically, it operates within the regions of India.
77GF Score

Get the complete analysis for NSE:SRGHFL

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹256.60
Price
₹448.45
GF Value