OPP (RiverNorth/DoubleLine Strategic Opportunity Fund) Net Interest Margin (Bank Only) %: 10,204.39% (As of Dec. 2025)


OPP RiverNorth/DoubleLine Strategic Opportunity Fund Inc OPP
59 GF Score
Price $7.67
GF Value $7.40
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is RiverNorth/DoubleLine Strategic Opportunity Fund Net Interest Margin (Bank Only) %?

RiverNorth/DoubleLine Strategic Opportunity Fund OPP -0.65% 59 Net Interest Margin (Bank Only) % is 10,204.39% as of Dec. 2025. GuruFocus rates OPP with a GF Score™ of 59/100 and a GF Value™ of $7.40 (Fairly Valued). The stock has 3 warning signs investors should review.

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. RiverNorth/DoubleLine Strategic Opportunity Fund's annualized Net Interest Income (for Banks) for the quarter that ended in Dec. 2025 was $25.56 Mil. RiverNorth/DoubleLine Strategic Opportunity Fund's average earning assets for the quarter that ended in Dec. 2025 was $0.25 Mil. Therefore, RiverNorth/DoubleLine Strategic Opportunity Fund's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Dec. 2025 was 10,204.39%.


RiverNorth/DoubleLine Strategic Opportunity Fund  (NYSE:OPP) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


RiverNorth/DoubleLine Strategic Opportunity Fund Net Interest Margin (Bank Only) % Related Terms


RiverNorth/DoubleLine Strategic Opportunity Fund Net Interest Margin (Bank Only) % Historical Data

* Premium members only.

The historical data trend for RiverNorth/DoubleLine Strategic Opportunity Fund's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RiverNorth/DoubleLine Strategic Opportunity Fund Net Interest Margin (Bank Only) % Chart

RiverNorth/DoubleLine Strategic Opportunity Fund Annual Data
Trend Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial 0.00 0.00 5,763.05 8,809.82 9,518.46

RiverNorth/DoubleLine Strategic Opportunity Fund Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,054.07 10,047.06 12,239.33 11,317.51 10,204.39

OPP vs WIA, WHG, BANX: Net Interest Margin (Bank Only) % Comparison

For the Asset Management subindustry, RiverNorth/DoubleLine Strategic Opportunity Fund's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RiverNorth/DoubleLine Strategic Opportunity Fund Net Interest Margin (Bank Only) % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, RiverNorth/DoubleLine Strategic Opportunity Fund's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where RiverNorth/DoubleLine Strategic Opportunity Fund's Net Interest Margin (Bank Only) % falls into.


OPP
59GF Score
RiverNorth/DoubleLine Strategic Opportunity Fund Inc OPP
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

RiverNorth/DoubleLine Strategic Opportunity Fund Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

RiverNorth/DoubleLine Strategic Opportunity Fund's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Jun. 2025 is calculated as

Net Interest Margin (Bank Only) %(A: Jun. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Jun. 2024 ) + Earning Assets (A: Jun. 2025 ))/ count )
=29.65/( (0.285 + 0.338)/ 2 )
=29.65/0.3115
=9,518.46 %

where

Earning Assets(A: Jun. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=0.285 + 0 + 0
=0.285

Earning Assets(A: Jun. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0.338 + 0 + 0
=0.338

RiverNorth/DoubleLine Strategic Opportunity Fund's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Dec. 2025 is calculated as

Net Interest Margin (Bank Only) %(Q: Dec. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Jun. 2025 ) + Earning Assets (Q: Dec. 2025 ))/ count )
=25.562/( (0.338 + 0.163)/ 2 )
=25.562/0.2505
=10,204.39 %

where

Earning Assets(Q: Jun. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0.338 + 0 + 0
=0.338

Earning Assets(Q: Dec. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0.163 + 0 + 0
=0.163

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is two times the semi-annual (Dec. 2025) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.

What does a Net Interest Margin (Bank Only) % of 10,204.39% mean?
RiverNorth/DoubleLine Strategic Opportunity Fund (OPP) has a Net Interest Margin (Bank Only) % of 10,204.39% as of Dec. 2025. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on RiverNorth/DoubleLine Strategic Opportunity Fund and its competitors.
Is RiverNorth/DoubleLine Strategic Opportunity Fund's Net Interest Margin (Bank Only) % too high?
RiverNorth/DoubleLine Strategic Opportunity Fund's current Net Interest Margin (Bank Only) % is 10,204.39%. Overall, RiverNorth/DoubleLine Strategic Opportunity Fund has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does RiverNorth/DoubleLine Strategic Opportunity Fund's Net Interest Margin (Bank Only) % compare to WIA and WHG?
RiverNorth/DoubleLine Strategic Opportunity Fund's Net Interest Margin (Bank Only) % of 10,204.39% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for an Asset Management company?
A good Net Interest Margin (Bank Only) % depends on the Asset Management industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on RiverNorth/DoubleLine Strategic Opportunity Fund and its competitors. RiverNorth/DoubleLine Strategic Opportunity Fund's current Net Interest Margin (Bank Only) % is 10,204.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RiverNorth/DoubleLine Strategic Opportunity Fund stock overvalued right now?
Based on GuruFocus' analysis, RiverNorth/DoubleLine Strategic Opportunity Fund (OPP) is currently considered Fairly Valued. The stock's GF Value™ is $7.40, compared to a current price of $7.67 — trading 3.6% above its estimated fair value. The current Net Interest Margin (Bank Only) % is 10,204.39%. RiverNorth/DoubleLine Strategic Opportunity Fund's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For RiverNorth/DoubleLine Strategic Opportunity Fund (OPP), the current Net Interest Margin (Bank Only) % is 10,204.39% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RiverNorth/DoubleLine Strategic Opportunity Fund (OPP) Overvalued in 2026?

Based on GuruFocus' analysis, RiverNorth/DoubleLine Strategic Opportunity Fund stock appears to be overvalued. The current stock price of $7.67 is trading 3.6% above its estimated GF Value™ of $7.40. GuruFocus considers RiverNorth/DoubleLine Strategic Opportunity Fund to be Fairly Valued.

Key valuation signals for OPP:

  • Net Interest Margin (Bank Only) %: 10,204.39%
  • GF Value™: $7.40 vs. price of $7.67 (3.6% above fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the OPP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RiverNorth/DoubleLine Strategic Opportunity Fund Business Description

Address 360 South Rosemary Avenue, Suite 1420, West Palm Beach, FL, USA, 33401
RiverNorth/DoubleLine Strategic Opportunity Fund Inc is a closed-end management investment company. The company's investment objective is to seek current income and overall total return.
59GF Score

Get the complete analysis for OPP

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.67
Price
$7.40
GF Value