RIV (Rivernorth Opportunities Fund) Net Interest Margin (Bank Only) %: 37.63% (As of Dec. 2025)


RIV Rivernorth Opportunities Fund Inc RIV
36 GF Score
Price $11.55
! 3 Warning Signs
View Full Analysis

What is Rivernorth Opportunities Fund Net Interest Margin (Bank Only) %?

Rivernorth Opportunities Fund RIV +0.74% 36 Net Interest Margin (Bank Only) % is 37.63% as of Dec. 2025. GuruFocus rates RIV with a GF Score™ of 36/100. The stock has 3 warning signs investors should review.

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Rivernorth Opportunities Fund's annualized Net Interest Income (for Banks) for the quarter that ended in Dec. 2025 was $3.70 Mil. Rivernorth Opportunities Fund's average earning assets for the quarter that ended in Dec. 2025 was $9.84 Mil. Therefore, Rivernorth Opportunities Fund's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Dec. 2025 was 37.63%.


Rivernorth Opportunities Fund  (NYSE:RIV) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Rivernorth Opportunities Fund Net Interest Margin (Bank Only) % Related Terms


Rivernorth Opportunities Fund Net Interest Margin (Bank Only) % Historical Data

* Premium members only.

The historical data trend for Rivernorth Opportunities Fund's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rivernorth Opportunities Fund Net Interest Margin (Bank Only) % Chart

Rivernorth Opportunities Fund Annual Data
Trend Oct17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jun24
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial 1.44 2.59 1.23 10.81 13.93

Rivernorth Opportunities Fund Semi-Annual Data
Oct17 Apr18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Dec24 Jun25 Dec25
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.79 15.57 20.29 9.12 37.63

RIV vs RFMZ, BGT, MXF: Net Interest Margin (Bank Only) % Comparison

For the Asset Management subindustry, Rivernorth Opportunities Fund's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rivernorth Opportunities Fund Net Interest Margin (Bank Only) % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Rivernorth Opportunities Fund's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Rivernorth Opportunities Fund's Net Interest Margin (Bank Only) % falls into.


RIV
36GF Score
Rivernorth Opportunities Fund Inc RIV
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Rivernorth Opportunities Fund Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Rivernorth Opportunities Fund's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Jun. 2024 is calculated as

Net Interest Margin (Bank Only) %(A: Jun. 2024 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Jul. 2023 ) + Earning Assets (A: Jun. 2024 ))/ count )
=5.511/( (43.39 + 35.734)/ 2 )
=5.511/39.562
=13.93 %

where

Earning Assets(A: Jul. 2023 )
=Money Market Investments + Net Loan + Securities & Investments
=43.39 + 0 + 0
=43.39

Earning Assets(A: Jun. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=35.734 + 0 + 0
=35.734

Rivernorth Opportunities Fund's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Dec. 2025 is calculated as

Net Interest Margin (Bank Only) %(Q: Dec. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Jun. 2025 ) + Earning Assets (Q: Dec. 2025 ))/ count )
=3.704/( (13.369 + 6.318)/ 2 )
=3.704/9.8435
=37.63 %

where

Earning Assets(Q: Jun. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=13.369 + 0 + 0
=13.369

Earning Assets(Q: Dec. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=6.318 + 0 + 0
=6.318

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is two times the semi-annual (Dec. 2025) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.

What does a Net Interest Margin (Bank Only) % of 37.63% mean?
Rivernorth Opportunities Fund (RIV) has a Net Interest Margin (Bank Only) % of 37.63% as of Dec. 2025. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Rivernorth Opportunities Fund and its competitors.
Is Rivernorth Opportunities Fund's Net Interest Margin (Bank Only) % too high?
Rivernorth Opportunities Fund's current Net Interest Margin (Bank Only) % is 37.63%. Overall, Rivernorth Opportunities Fund has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Rivernorth Opportunities Fund's Net Interest Margin (Bank Only) % compare to RFMZ and BGT?
Rivernorth Opportunities Fund's Net Interest Margin (Bank Only) % of 37.63% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for an Asset Management company?
A good Net Interest Margin (Bank Only) % depends on the Asset Management industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Rivernorth Opportunities Fund and its competitors. Rivernorth Opportunities Fund's current Net Interest Margin (Bank Only) % is 37.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rivernorth Opportunities Fund stock overvalued right now?
Rivernorth Opportunities Fund (RIV) has a current Net Interest Margin (Bank Only) % of 37.63%. The current Net Interest Margin (Bank Only) % is 37.63%. Rivernorth Opportunities Fund's overall GF Score™ is 36/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For Rivernorth Opportunities Fund (RIV), the current Net Interest Margin (Bank Only) % is 37.63% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Rivernorth Opportunities Fund Business Description

Address 360 South Rosemary Avenue, Suite 1420, West Palm Beach, FL, USA, 33401
Rivernorth Opportunities Fund Inc is a diversified, closed-end management investment company. The fund's investment objective is total return consisting of capital appreciation and current income.
36GF Score

Get the complete analysis for RIV

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.55
Price