RKUNY (Rakuten Group) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

RKUNY Rakuten Group Inc RKUNY
72 GF Score
Price $4.92
GF Value $5.91
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Rakuten Group Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

RKUNY
72GF Score
Rakuten Group Inc RKUNY
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Rakuten Group (RKUNY) Overvalued in 2026?

Based on GuruFocus' analysis, Rakuten Group stock appears to be undervalued. The current stock price of $4.92 is trading 16.8% below its estimated GF Value™ of $5.91. GuruFocus considers Rakuten Group to be Modestly Undervalued.

Key valuation signals for RKUNY:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $5.91 vs. price of $4.92 (16.8% below fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the RKUNY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Rakuten Group Business Description

Address 1-14-1 Tamagawa, Rakuten Crimson House, Setagaya-ku, Tokyo, JPN, 158-0094
Rakuten is a leading e-commerce and financial technology service provider in Japan. It has built up a comprehensive Rakuten ecosystem in Japan, including Rakuten Ichiba for e-commerce, Rakuten Travel, Rakuten Card, Rakuten Bank, and Rakuten Securities, and became the fourth mobile network operator in Japan in April 2020. The loyalty program, Rakuten Super Points, has encouraged cross-use of services in its ecosystem. About 90% of its revenue is generated from the Japanese market.
72GF Score

Get the complete analysis for RKUNY

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.92
Price
$5.91
GF Value