NIO (SGX:NIO) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SGX:NIO NIO Inc SGX:NIO
69 GF Score
Price $4.93
GF Value $7.68
Valuation Modestly Undervalued
! 3 Warning Signs
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What is NIO Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

SGX:NIO
69GF Score
NIO Inc SGX:NIO
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is NIO (SGX:NIO) Overvalued in 2026?

Based on GuruFocus' analysis, NIO stock appears to be undervalued. The current stock price of $4.93 is trading 35.8% below its estimated GF Value™ of $7.68. GuruFocus considers NIO to be Modestly Undervalued.

Key valuation signals for SGX:NIO:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $7.68 vs. price of $4.93 (35.8% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the SGX:NIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NIO Business Description

Address No. 1355, Caobao Road, Building 19, Minhang District, Shanghai, CHN
Nio is a leading electric vehicle maker, targeting the premium segment. Founded in November 2014, Nio designs, develops, jointly manufactures, and sells premium smart electric vehicles. The company differentiates itself through continuous technological breakthroughs and innovations, such as battery swapping and autonomous driving. Nio launched its first model, its ES8 seven-seater electric SUV, in December 2017, and began deliveries in June 2018. Its current model portfolio includes midsize to large sedans and SUVs. It sold around 326,000 EVs in 2025, accounting for about 2% of China's passenger new energy vehicle market.
69GF Score

Get the complete analysis for SGX:NIO

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.93
Price
$7.68
GF Value