Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).
SIR Royaltyome Fund (OTCPK:SIRZF) Net Interest Margin (Bank Only) % Explanation
The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.
SIR Royaltyome Fund Net Interest Margin (Bank Only) % Related Terms
SIR Royaltyome Fund Net Interest Margin (Bank Only) % Historical Data
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The historical data trend for SIR Royaltyome Fund's Net Interest Margin (Bank Only) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SIR Royaltyome Fund Net Interest Margin (Bank Only) % Chart
SIRZF vs MCD, SBUX, YUM: Net Interest Margin (Bank Only) % Comparison
For the Restaurants subindustry, SIR Royaltyome Fund's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SIR Royaltyome Fund Net Interest Margin (Bank Only) % vs Restaurants Industry
For the Restaurants industry and Consumer Cyclical sector, SIR Royaltyome Fund's Net Interest Margin (Bank Only) % distribution charts can be found below:
* The bar in red indicates where SIR Royaltyome Fund's Net Interest Margin (Bank Only) % falls into.
SIR Royaltyome Fund Net Interest Margin (Bank Only) % Calculation
Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).
SIR Royaltyome Fund's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data,
the Net Interest Income (for Banks) data used here is four times the quarterly (Mar. 2026) net interest income data.
Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.
What does a Net Interest Margin (Bank Only) % of N/A% mean?
SIR Royaltyome Fund (SIRZF) has a Net Interest Margin (Bank Only) % of N/A% as of Mar. 2026. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on SIR Royaltyome Fund and its competitors.
Is SIR Royaltyome Fund's Net Interest Margin (Bank Only) % too high?
SIR Royaltyome Fund's current Net Interest Margin (Bank Only) % is N/A%. Overall, SIR Royaltyome Fund has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SIR Royaltyome Fund's Net Interest Margin (Bank Only) % compare to MCD and SBUX?
SIR Royaltyome Fund's Net Interest Margin (Bank Only) % of N/A% can be compared against companies in the Restaurants industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for a Restaurants company?
A good Net Interest Margin (Bank Only) % depends on the Restaurants industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on SIR Royaltyome Fund and its competitors. SIR Royaltyome Fund's current Net Interest Margin (Bank Only) % is N/A%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SIR Royaltyome Fund stock overvalued right now?
Based on GuruFocus' analysis, SIR Royaltyome Fund (SIRZF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.65, compared to a current price of $10.89 — trading 42.4% above its estimated fair value. The current Net Interest Margin (Bank Only) % is N/A%. SIR Royaltyome Fund's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For SIR Royaltyome Fund (SIRZF), the current Net Interest Margin (Bank Only) % is N/A% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SIR Royaltyome Fund (SIRZF) Overvalued in 2026?
Based on GuruFocus' analysis, SIR Royaltyome Fund stock appears to be overvalued.
The current stock price of $10.89 is trading 42.4% above its estimated GF Value™ of $7.65.
GuruFocus considers SIR Royaltyome Fund to be Significantly Overvalued.
Key valuation signals for SIRZF:
Net Interest Margin (Bank Only) %: N/A%
GF Value™: $7.65 vs. price of $10.89 (42.4% above fair value)
No single metric tells the full story. See the SIRZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SIR Royalty Income Fund holds an investment in SIR (Service Inspired Restaurant) Corp, which is a privately held corporation that owns and operates a diverse portfolio of restaurants in Canada. It has concept restaurant brands, including Jack Astor's Bar and Grill, Scaddabush Italian Kitchen & Bar, and SIR's signature restaurant brands, including Reds Wine Tavern, Reds Midtown Tavern, Reds Square One, and The Loose Moose. The fund receives distribution income from its investment in the partnership and interest income from the SIR Loan. It generates revenue through the license and royalty agreement from its investments in partnerships.
57GF Score
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