Greggs (STU:41G1) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:41G1 Greggs PLC STU:41G1
83 GF Score
Price €18.13
GF Value €37.23
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Greggs Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:41G1
83GF Score
Greggs PLC STU:41G1
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Greggs (STU:41G1) Overvalued in 2026?

Based on GuruFocus' analysis, Greggs stock appears to be undervalued. The current stock price of €18.13 is trading 51.3% below its estimated GF Value™ of €37.23. GuruFocus considers Greggs to be Significantly Undervalued.

Key valuation signals for STU:41G1:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €37.23 vs. price of €18.13 (51.3% below fair value)
  • GF Score™: 83/100 with 4 warning signs

No single metric tells the full story. See the STU:41G1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Greggs Business Description

Address Greggs House, Quorum Business Park, Newcastle upon Tyne, GBR, NE12 8BU
Greggs PLC is a U.K.-based company that is principally engaged in manufacturing, distributing, and retailing bakery goods, sandwiches, and drinks under the Greggs brand. The company focuses on the food-on-the-go market. It has a vertically integrated supply network, with its bakeries & delivery network. Greggs operates in two segments: Company-managed retail activities and the Business-to-business channel. The majority of its revenue is generated from the Company-managed retail activities segment, in which the Group sells a consistent range of fresh bakery goods, sandwiches, and drinks in its own shops or via delivery. Sales are made to the general public on a cash basis. All results arise in the United Kingdom.
83GF Score

Get the complete analysis for STU:41G1

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.13
Price
€37.23
GF Value