Isetan Mitsukoshi Holdings (STU:4HP) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:4HP Isetan Mitsukoshi Holdings Ltd STU:4HP
62 GF Score
Price €21.00
GF Value €13.29
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Isetan Mitsukoshi Holdings Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:4HP
62GF Score
Isetan Mitsukoshi Holdings Ltd STU:4HP
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Isetan Mitsukoshi Holdings (STU:4HP) Overvalued in 2026?

Based on GuruFocus' analysis, Isetan Mitsukoshi Holdings stock appears to be overvalued. The current stock price of €21.00 is trading 58% above its estimated GF Value™ of €13.29. GuruFocus considers Isetan Mitsukoshi Holdings to be Significantly Overvalued.

Key valuation signals for STU:4HP:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €13.29 vs. price of €21.00 (58% above fair value)
  • GF Score™: 62/100 with 8 warning signs

No single metric tells the full story. See the STU:4HP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Isetan Mitsukoshi Holdings Business Description

Other Exchanges 3099:Japan
Address 5-16-10 Shinjuku, Shinjuku-ku, Tokyo, JPN, 160-0022
Isetan Mitsukoshi Holdings Ltd is a Japan-based company engaged in the department store business. The company operates through three segments. The Credit, Finance, and Friends Association segment handles credit card services, lending, insurance agency operations, and friend association management. The Department Store segment offers a wide range of clothing, personal goods, household products, and foodstuffs. The Real Estate segment engages in leasing, tenant management, and building interiors. The Others segment covers diverse businesses, including retail, manufacturing, import/export, wholesale, logistics, human resources, information processing, media, and travel services. It generates the majority of its revenue from the Department store business segment.
62GF Score

Get the complete analysis for STU:4HP

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.00
Price
€13.29
GF Value