Tuya (STU:785) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:785 Tuya Inc STU:785
64 GF Score
Price €1.48
GF Value €2.13
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Tuya Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:785
64GF Score
Tuya Inc STU:785
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Tuya (STU:785) Overvalued in 2026?

Based on GuruFocus' analysis, Tuya stock appears to be undervalued. The current stock price of €1.48 is trading 30.5% below its estimated GF Value™ of €2.13. GuruFocus considers Tuya to be Significantly Undervalued.

Key valuation signals for STU:785:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €2.13 vs. price of €1.48 (30.5% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the STU:785 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Tuya Business Description

Other Exchanges TUYA:USA02391:Hong Kong
Address Huace Center, 10th Floor, Building A, Xihu District, Zhejiang Province, Hangzhou, CHN, 310012
Tuya Inc is an AI cloud platform service provider dedicated to bringing AI into everyday life. The group leverages its TuyaOpen open-source framework and universal AI Agent engines, including the AI Agent development platform, to integrate multimodal AI capabilities and reduce barriers to AI development. It drives the adoption of AI-powered lifestyles and speeds up the integration of AI with the physical world. It offers physical AI solutions for smart devices, commercial use, and industry developers using cloud computing and spatial intelligence. It builds a developer community that collaborates to create smart solutions grounded in sustainability, security, efficiency, agility, and openness. All the Group's revenue are derived from within the PRC.
64GF Score

Get the complete analysis for STU:785

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.48
Price
€2.13
GF Value