Essential Utilities (STU:A2A) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:A2A Essential Utilities Inc STU:A2A
79 GF Score
Price €33.88
GF Value €36.90
Valuation Fairly Valued
! 7 Warning Signs
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What is Essential Utilities Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:A2A
79GF Score
Essential Utilities Inc STU:A2A
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Essential Utilities (STU:A2A) Overvalued in 2026?

Based on GuruFocus' analysis, Essential Utilities stock appears to be undervalued. The current stock price of €33.88 is trading 8.2% below its estimated GF Value™ of €36.90. GuruFocus considers Essential Utilities to be Fairly Valued.

Key valuation signals for STU:A2A:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €36.90 vs. price of €33.88 (8.2% below fair value)
  • GF Score™: 79/100 with 7 warning signs

No single metric tells the full story. See the STU:A2A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Essential Utilities Business Description

Other Exchanges WTRG:USA
Address 762 West Lancaster Avenue, Bryn Mawr, PA, USA, 19010-3489
Essential Utilities is a Pennsylvania-based holding company for US water, wastewater, and natural gas distribution utilities. The company's water business serves 3 million people in eight states. Its largest service territory is in Pennsylvania, primarily suburban Philadelphia. Its Peoples subsidiary serves more than 740,000 gas distribution customers in Pennsylvania and Kentucky. It completed the sale of its West Virginia gas utility and the bulk of its nonregulated assets in 2024. Essential shareholders would own a 31% stake in American Water Works if the proposed all-stock merger closes in 2027.
79GF Score

Get the complete analysis for STU:A2A

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.88
Price
€36.90
GF Value