The Cheesecake Factory (STU:CF2) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:CF2 The Cheesecake Factory Inc STU:CF2
73 GF Score
Price €72.66
GF Value €43.20
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is The Cheesecake Factory Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:CF2
73GF Score
The Cheesecake Factory Inc STU:CF2
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is The Cheesecake Factory (STU:CF2) Overvalued in 2026?

Based on GuruFocus' analysis, The Cheesecake Factory stock appears to be overvalued. The current stock price of €72.66 is trading 68.2% above its estimated GF Value™ of €43.20. GuruFocus considers The Cheesecake Factory to be Significantly Overvalued.

Key valuation signals for STU:CF2:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €43.20 vs. price of €72.66 (68.2% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the STU:CF2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Cheesecake Factory Business Description

Address 26901 Malibu Hills Road, Calabasas Hills, CA, USA, 91301
The Cheesecake Factory Inc is a restaurant company that owns and operates multiple casual dining brands across the United States and Canada under brands that include The Cheesecake Factory, North Italia, Flower Child, and additional brands within its Fox Restaurant Concepts portfolio. The company's international presence, in the Middle East and Mexico, is through licensing agreements with third parties. The company also has a bakery division that produces cheesecakes and other baked products for sale in its restaurants, international licensees, and third-party bakery customers. The company has four operating business segments: The Cheesecake Factory restaurants, North Italia, Other FRC, and Other. The majority of the company's revenue comes from the Cheesecake Factory restaurants segment.
73GF Score

Get the complete analysis for STU:CF2

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€72.66
Price
€43.20
GF Value