Choice Hotels International (STU:CZH) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:CZH Choice Hotels International Inc STU:CZH
85 GF Score
Price €94.00
GF Value €117.96
! 4 Warning Signs
View Full Analysis

What is Choice Hotels International Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:CZH
85GF Score
Choice Hotels International Inc STU:CZH
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Choice Hotels International (STU:CZH) Overvalued in 2026?

Based on GuruFocus' analysis, Choice Hotels International stock appears to be undervalued. The current stock price of €94.00 is trading 20.3% below its estimated GF Value™ of €117.96.

Key valuation signals for STU:CZH:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €117.96 vs. price of €94.00 (20.3% below fair value)
  • GF Score™: 85/100 with 4 warning signs

No single metric tells the full story. See the STU:CZH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Choice Hotels International Business Description

Other Exchanges CHH:USA
Address 915 Meeting Street, Suite 600, North Bethesda, MD, USA, 20852
At year-end 2025, Choice Hotels operated 657,000 rooms across the economy, midscale, upscale, and extended-stay segments. Comfort Inn and Comfort Suites are the largest brands (27% of the company's total rooms), while Ascend and Cambria (10%) are lifestyle and select-service brands, and WoodSpring (5%) is the company's largest extended-stay brand. Choice closed on its Radisson acquisition in August 2022, which added about 70,000 rooms. Franchises account for 100% of total revenue, and the United States represented 78% of total rooms in 2025.
85GF Score

Get the complete analysis for STU:CZH

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€94.00
Price
€117.96
GF Value