Vera Bradley (STU:ELI) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:ELI Vera Bradley Inc STU:ELI
46 GF Score
Price €3.48
GF Value €3.38
Valuation Fairly Valued
! 5 Warning Signs
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What is Vera Bradley Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:ELI
46GF Score
Vera Bradley Inc STU:ELI
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Vera Bradley (STU:ELI) Overvalued in 2026?

Based on GuruFocus' analysis, Vera Bradley stock appears to be overvalued. The current stock price of €3.48 is trading 2.8% above its estimated GF Value™ of €3.38. GuruFocus considers Vera Bradley to be Fairly Valued.

Key valuation signals for STU:ELI:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €3.38 vs. price of €3.48 (2.8% above fair value)
  • GF Score™: 46/100 with 5 warning signs

No single metric tells the full story. See the STU:ELI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vera Bradley Business Description

Other Exchanges VRA:USA
Address 12420 Stonebridge Road, Roanoke, IN, USA, 46783
Vera Bradley Inc designs women's handbags, luggage, and travel items, fashion and home accessories, and gifts. Each category comprises a substantial component of total sales, with the bags category comprising the majority of the company's sales are made directly to customers through Vera Bradley's retail stores and e-commerce sites. The company also has a substantial wholesale business selling to specialty retail and department stores. Almost all company sales are in the United States. Vera Bradley uses third-party manufacturers in Asia to produce its products, and the company distributes the products through its distribution center in Indiana. The Company has three reportable segments: Vera Bradley Direct and Vera Bradley Indirect.
46GF Score

Get the complete analysis for STU:ELI

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.48
Price
€3.38
GF Value