Harvia (STU:G1U) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:G1U Harvia PLC STU:G1U
93 GF Score
Price €41.75
GF Value €46.51
! 1 Warning Sign
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What is Harvia Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:G1U
93GF Score
Harvia PLC STU:G1U
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Harvia (STU:G1U) Overvalued in 2026?

Based on GuruFocus' analysis, Harvia stock appears to be undervalued. The current stock price of €41.75 is trading 10.2% below its estimated GF Value™ of €46.51.

Key valuation signals for STU:G1U:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €46.51 vs. price of €41.75 (10.2% below fair value)
  • GF Score™: 93/100 with 1 warning sign

No single metric tells the full story. See the STU:G1U stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Harvia Business Description

Address Teollisuustie 1-7, P.O. Box 12, Muurame, FIN, 40950
Harvia PLC is a sauna and spa company. The company's brands and product range are well known in the market, and the company's comprehensive product range aims to meet the needs of the international sauna and spa market, both for professionals and consumers. The group's product range includes sauna heaters, sauna rooms, infrared and steam saunas, steam showers, spa components, control units, heater stones, sauna accessories, and sauna interior solutions such as sauna benches, audio speakers, and lighting solutions.
93GF Score

Get the complete analysis for STU:G1U

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€41.75
Price
€46.51
GF Value