SMAIO (STU:G3O) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:G3O SMAIO SA STU:G3O
80 GF Score
Price €8.12
GF Value €7.67
Valuation Fairly Valued
! 2 Warning Signs
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What is SMAIO Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:G3O
80GF Score
SMAIO SA STU:G3O
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SMAIO (STU:G3O) Overvalued in 2026?

Based on GuruFocus' analysis, SMAIO stock appears to be overvalued. The current stock price of €8.12 is trading 5.9% above its estimated GF Value™ of €7.67. GuruFocus considers SMAIO to be Fairly Valued.

Key valuation signals for STU:G3O:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €7.67 vs. price of €8.12 (5.9% above fair value)
  • GF Score™: 80/100 with 2 warning signs

No single metric tells the full story. See the STU:G3O stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SMAIO Business Description

Other Exchanges ALSMA:France
Address 2 Place Berthe Morisot, Parc Technologique, Saint-Priest, FRA, 69800
SMAIO SA is engaged in offering spine surgeons a complete solution, consisting of software, implantable devices, and associated services, to treat spinal pathologies requiring surgery.
80GF Score

Get the complete analysis for STU:G3O

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.12
Price
€7.67
GF Value