Haier Smart Home Co (STU:HAI0) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:HAI0 Haier Smart Home Co Ltd STU:HAI0
81 GF Score
Price €8.45
GF Value €11.22
! 5 Warning Signs
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What is Haier Smart Home Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:HAI0
81GF Score
Haier Smart Home Co Ltd STU:HAI0
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Haier Smart Home Co (STU:HAI0) Overvalued in 2026?

Based on GuruFocus' analysis, Haier Smart Home Co stock appears to be undervalued. The current stock price of €8.45 is trading 24.7% below its estimated GF Value™ of €11.22.

Key valuation signals for STU:HAI0:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €11.22 vs. price of €8.45 (24.7% below fair value)
  • GF Score™: 81/100 with 5 warning signs

No single metric tells the full story. See the STU:HAI0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Haier Smart Home Co Business Description

Address Haier Industrial Park, Shandong Province, Laoshan District, Qingdao, CHN, 266101
Haier Smart Home is one of the largest household appliance manufacturers globally, with key products spanning refrigerators, washing machines, kitchen appliances, air conditioners, and water solutions. It has been consistently among the top three in China by retail sales in most home appliance categories. The company has also established a footprint in distribution channel services and commercial refrigeration business. Haier generates around 50% of sales outside China. As of December 2025, Haier Group and its subsidiaries are the largest shareholders of Haier Smart Home with around 29% equity interest in aggregate.
81GF Score

Get the complete analysis for STU:HAI0

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.45
Price
€11.22
GF Value