Raisio Oyj (STU:RATV) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:RATV Raisio Oyj STU:RATV
75 GF Score
Price €2.61
GF Value €2.32
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Raisio Oyj Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:RATV
75GF Score
Raisio Oyj STU:RATV
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Raisio Oyj (STU:RATV) Overvalued in 2026?

Based on GuruFocus' analysis, Raisio Oyj stock appears to be overvalued. The current stock price of €2.61 is trading 12.3% above its estimated GF Value™ of €2.32. GuruFocus considers Raisio Oyj to be Modestly Overvalued.

Key valuation signals for STU:RATV:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €2.32 vs. price of €2.61 (12.3% above fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the STU:RATV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Raisio Oyj Business Description

Address Raisionkaari 55, P.O. Box 101, Raisio, FIN, 21201
Raisio Oyj is engaged in the food processing industry with a focus on health. The company's international brand profile includes Benecol and Elovena. The operating segments of the company are Brands & Industrial and Other Operations. The Brands & Industrial segment is a reportable segment that combines the Breakfast, Snacking & Food Solutions and Heart Health business units. The Brands & Industrial segment focuses on Raisio's existing consumer and B2B business, with Europe as its main market area. The Other Operations segment is a reportable segment that includes operations focused on new business development, shared functions serving the business units and Group administration. The majority of its revenue is from The Brands & Industrial segment.
75GF Score

Get the complete analysis for STU:RATV

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.61
Price
€2.32
GF Value