TOC Co (STU:T3O) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:T3O TOC Co Ltd STU:T3O
85 GF Score
Price €4.42
GF Value €4.50
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is TOC Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:T3O
85GF Score
TOC Co Ltd STU:T3O
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is TOC Co (STU:T3O) Overvalued in 2026?

Based on GuruFocus' analysis, TOC Co stock appears to be undervalued. The current stock price of €4.42 is trading 1.8% below its estimated GF Value™ of €4.50. GuruFocus considers TOC Co to be Fairly Valued.

Key valuation signals for STU:T3O:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €4.50 vs. price of €4.42 (1.8% below fair value)
  • GF Score™: 85/100 with 4 warning signs

No single metric tells the full story. See the STU:T3O stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

TOC Co Business Description

Other Exchanges 8841:JapanT3O:Germany
Address 7-22-17 Nishi-Gotanda, Shinagawa-ku, Tokyo, JPN, 141-0031
TOC Co Ltd is a Japan-based company with three business segments: real estate, linen supply and laundry, and other. The real estate segment is engaged in planning, execution, and management of urban development projects. The linen supply and laundry segment is engaged in supplying various linens used in hotels and restaurants, and offering dry cleaning services. The other segment contains a pharmaceuticals business, operates a sports club and a bathing facility, includes retail and restaurant businesses, and engages in building maintenance services. The company generates most of its revenue from the real estate segment.
85GF Score

Get the complete analysis for STU:T3O

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.42
Price
€4.50
GF Value