Spadel (STU:YX5) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:YX5 Spadel SA STU:YX5
72 GF Score
Price €408.00
GF Value €214.85
! 4 Warning Signs
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What is Spadel Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:YX5
72GF Score
Spadel SA STU:YX5
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Spadel (STU:YX5) Overvalued in 2026?

Based on GuruFocus' analysis, Spadel stock appears to be overvalued. The current stock price of €408.00 is trading 89.9% above its estimated GF Value™ of €214.85.

Key valuation signals for STU:YX5:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €214.85 vs. price of €408.00 (89.9% above fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the STU:YX5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Spadel Business Description

Other Exchanges SPA:Belgium
Address Avenue des Communautes 110, Brussels, BEL, B-1200
Spadel SA produces and markets mineral water, lemonade, and fruit juices. The company also sells water coolers and dispensers. It produces brands of natural mineral water, spring water, and refreshing beverages. Its products are marketed under the brand names Spa, Bru, Wattwiller, Carola, and Brecon.
72GF Score

Get the complete analysis for STU:YX5

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€408.00
Price
€214.85
GF Value