TNLIY (Trainline) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TNLIY Trainline PLC TNLIY
69 GF Score
Price $5.87
GF Value $12.92
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Trainline Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

TNLIY
69GF Score
Trainline PLC TNLIY
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Trainline (TNLIY) Overvalued in 2026?

Based on GuruFocus' analysis, Trainline stock appears to be undervalued. The current stock price of $5.87 is trading 54.6% below its estimated GF Value™ of $12.92. GuruFocus considers Trainline to be Significantly Undervalued.

Key valuation signals for TNLIY:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $12.92 vs. price of $5.87 (54.6% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the TNLIY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Trainline Business Description

Other Exchanges TRNl:UKTRN:UK2T9A:Germany
Address 1 Stonecutter Street, London, GBR, EC4A 4AH
Trainline PLC are the main independent rail and coach travel platform selling rail and coach tickets world'wide. The Group has three operating segments UK Consumer includes Travel apps and websites for individual travellers for journeys within the UK; International Consumer includes Travel apps and websites for individual travellers for journeys outside the UK including journeys between the UK and outside the UK, and Trainline Solutions1 includes Travel portal platforms for Trainline's own branded business units, in addition to external corporates, travel management companies and whitelabel ecommerce platforms for Train Operating Companies. It generates majority of revenue from UK Consumer. It has presence in UK and Rest of world of which majority of revenue comes from UK.
69GF Score

Get the complete analysis for TNLIY

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.87
Price
$12.92
GF Value