Tesco (TSCDY) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSCDY Tesco PLC TSCDY
83 GF Score
Price $19.40
GF Value $16.03
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Tesco Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

TSCDY
83GF Score
Tesco PLC TSCDY
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Tesco (TSCDY) Overvalued in 2026?

Based on GuruFocus' analysis, Tesco stock appears to be overvalued. The current stock price of $19.40 is trading 21% above its estimated GF Value™ of $16.03. GuruFocus considers Tesco to be Modestly Overvalued.

Key valuation signals for TSCDY:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $16.03 vs. price of $19.40 (21% above fair value)
  • GF Score™: 83/100 with 5 warning signs

No single metric tells the full story. See the TSCDY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tesco Business Description

Address Kestrel Way, Tesco House, Shire Park, Welwyn Garden, GBR, AL7 1GA
Tesco is a large food retailer, operating thousands of stores in the United Kingdom, Ireland, and Central Europe. The majority of Tesco's sales are from the UK, where the firm has over 24% market share, more than double the second-largest peer, Sainsbury's, according to Euromonitor. Tesco also holds 30% e-grocery market share in the UK, holding a dominant position online. Tesco gained exposure to the cash-and-carry and out-of-home delivery industries with the GBP 4 billion acquisition of Booker in 2018.
83GF Score

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Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.40
Price
$16.03
GF Value