Plaid (TSE:4165) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:4165 Plaid Inc TSE:4165
72 GF Score
Price 円736.00
GF Value 円1,611.63
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Plaid Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

TSE:4165
72GF Score
Plaid Inc TSE:4165
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Plaid (TSE:4165) Overvalued in 2026?

Based on GuruFocus' analysis, Plaid stock appears to be undervalued. The current stock price of 円736.00 is trading 54.3% below its estimated GF Value™ of 円1,611.63. GuruFocus considers Plaid to be Significantly Undervalued.

Key valuation signals for TSE:4165:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: 円1,611.63 vs. price of 円736.00 (54.3% below fair value)
  • GF Score™: 72/100 with 1 warning sign

No single metric tells the full story. See the TSE:4165 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Plaid Business Description

Other Exchanges PLDIF:USA
Address 6-10-1 Ginza, Ginza Six 10th Floor, FChuo-ku, Tokyo, JPN, 104-0061
Plaid Inc is engaged in providing a cloud-based customer experience platform, KARTE. It provides data analytics, development and operation of the platform, media shopping tribe, and other services.
72GF Score

Get the complete analysis for TSE:4165

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円736.00
Price
円1,611.63
GF Value