AI (TSE:4388) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:4388 AI Inc TSE:4388
77 GF Score
Price 円374.00
GF Value 円1,088.04
Valuation Significantly Undervalued
! 5 Warning Signs
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What is AI Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

TSE:4388
77GF Score
AI Inc TSE:4388
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is AI (TSE:4388) Overvalued in 2026?

Based on GuruFocus' analysis, AI stock appears to be undervalued. The current stock price of 円374.00 is trading 65.6% below its estimated GF Value™ of 円1,088.04. GuruFocus considers AI to be Significantly Undervalued.

Key valuation signals for TSE:4388:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: 円1,088.04 vs. price of 円374.00 (65.6% below fair value)
  • GF Score™: 77/100 with 5 warning signs

No single metric tells the full story. See the TSE:4388 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AI Business Description

Address KDX Kasuga Building, 10th Floor, 1-15-15 Nishikata, Bunkyo Ward, Tokyo, JPN, 113-0024
AI Inc provides and develops voice synthesis systems and consults related business services in Japan. The company provides a high-quality speech synthesis engine capable of freely synthesizing speech with more human-like natural speech, employing a corpus-based speech synthesis method that combines human voice rather than conventional machine sound. The company's product includes AlTalk, AlTalk SDK, AlTalk Server, and AlTalk Custom Voice.
77GF Score

Get the complete analysis for TSE:4388

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円374.00
Price
円1,088.04
GF Value