Science Arts (TSE:4412) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:4412 Science Arts Inc TSE:4412
77 GF Score
Price 円1,238.00
GF Value 円1,346.59
Valuation Fairly Valued
! 5 Warning Signs
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What is Science Arts Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

TSE:4412
77GF Score
Science Arts Inc TSE:4412
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Science Arts (TSE:4412) Overvalued in 2026?

Based on GuruFocus' analysis, Science Arts stock appears to be undervalued. The current stock price of 円1,238.00 is trading 8.1% below its estimated GF Value™ of 円1,346.59. GuruFocus considers Science Arts to be Fairly Valued.

Key valuation signals for TSE:4412:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: 円1,346.59 vs. price of 円1,238.00 (8.1% below fair value)
  • GF Score™: 77/100 with 5 warning signs

No single metric tells the full story. See the TSE:4412 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Science Arts Business Description

Address 4-1-1 Kagurazaka, Shinjuku-ku, Ozawa Building, Tokyo, JPN, 162-0825
Science Arts Inc is engaged in the development and sales of Buddycom, a live communication platform that connects deskless workers.
77GF Score

Get the complete analysis for TSE:4412

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,238.00
Price
円1,346.59
GF Value