OBIC Co (TSE:4684) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:4684 OBIC Co Ltd TSE:4684
83 GF Score
Price 円4,187.00
GF Value 円5,878.21
Valuation Modestly Undervalued
! 1 Warning Sign
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What is OBIC Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

TSE:4684
83GF Score
OBIC Co Ltd TSE:4684
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is OBIC Co (TSE:4684) Overvalued in 2026?

Based on GuruFocus' analysis, OBIC Co stock appears to be undervalued. The current stock price of 円4,187.00 is trading 28.8% below its estimated GF Value™ of 円5,878.21. GuruFocus considers OBIC Co to be Modestly Undervalued.

Key valuation signals for TSE:4684:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: 円5,878.21 vs. price of 円4,187.00 (28.8% below fair value)
  • GF Score™: 83/100 with 1 warning sign

No single metric tells the full story. See the TSE:4684 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OBIC Co Business Description

Address 2-4-15 Kyobashi, Chuo-ku, Tokyo, JPN, 104-8328
Obic is one of Japan's largest enterprise resource planning service providers with a dominant share of the Japanese midsize corporate market. Obic has three main business lines: system integration, system support, and office automation, and, thus, offers one-stop construction and operation of information systems centered on its proprietary ERP suite. The company, which has a 57-year history, reported fiscal 2026 revenue of JPY 135.2 billion, with system integration contributing 40.9%, system support 52.9%, and office automation 6.2%.
83GF Score

Get the complete analysis for TSE:4684

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円4,187.00
Price
円5,878.21
GF Value