Scala (TSE:4845) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:4845 Scala Inc TSE:4845
53 GF Score
Price 円346.00
GF Value 円477.01
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Scala Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

TSE:4845
53GF Score
Scala Inc TSE:4845
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Scala (TSE:4845) Overvalued in 2026?

Based on GuruFocus' analysis, Scala stock appears to be undervalued. The current stock price of 円346.00 is trading 27.5% below its estimated GF Value™ of 円477.01. GuruFocus considers Scala to be Modestly Undervalued.

Key valuation signals for TSE:4845:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: 円477.01 vs. price of 円346.00 (27.5% below fair value)
  • GF Score™: 53/100 with 4 warning signs

No single metric tells the full story. See the TSE:4845 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Scala Business Description

Address MK Building 3rd Floor, 3-3-2 Shibuya, Shibuya-ku, Tokoyo, JPN
Scala Inc is engaged in development, sales, and maintenance of SaaS and ASP related business software products. The company offers web services that supports corporate sites and EC sites using automatic voice response technologies.
53GF Score

Get the complete analysis for TSE:4845

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円346.00
Price
円477.01
GF Value