ESPEC (TSE:6859) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:6859 ESPEC Corp TSE:6859
90 GF Score
Price 円3,980.00
GF Value 円3,177.58
Valuation Modestly Overvalued
! 1 Warning Sign
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What is ESPEC Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

TSE:6859
90GF Score
ESPEC Corp TSE:6859
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is ESPEC (TSE:6859) Overvalued in 2026?

Based on GuruFocus' analysis, ESPEC stock appears to be overvalued. The current stock price of 円3,980.00 is trading 25.3% above its estimated GF Value™ of 円3,177.58. GuruFocus considers ESPEC to be Modestly Overvalued.

Key valuation signals for TSE:6859:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: 円3,177.58 vs. price of 円3,980.00 (25.3% above fair value)
  • GF Score™: 90/100 with 1 warning sign

No single metric tells the full story. See the TSE:6859 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ESPEC Business Description

Address 3-5-6, Tenjinbashi, Kita-Ku, Osaka, JPN, 530-8550
ESPEC Corp is a Japanese manufacturer of environmental test chambers. It is engaged in the business divisions of Equipment business, Service business and Other business. In the Equipment business, the company offers environmental test chambers, secondary battery-related equipment, measurement and evaluation systems and semiconductor-related equipment. In the Service business, the entity offers after-sales service and engineering, laboratory testing services and other services. The organization offers its products in Japan and other countries.
90GF Score

Get the complete analysis for TSE:6859

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,980.00
Price
円3,177.58
GF Value