Union Pacific (TSX:UNP) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSX:UNP Union Pacific Corp TSX:UNP
70 GF Score
Price C$28.66
GF Value C$26.05
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Union Pacific Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

TSX:UNP
70GF Score
Union Pacific Corp TSX:UNP
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Union Pacific (TSX:UNP) Overvalued in 2026?

Based on GuruFocus' analysis, Union Pacific stock appears to be overvalued. The current stock price of C$28.66 is trading 10% above its estimated GF Value™ of C$26.05. GuruFocus considers Union Pacific to be Fairly Valued.

Key valuation signals for TSX:UNP:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: C$26.05 vs. price of C$28.66 (10% above fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the TSX:UNP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Union Pacific Business Description

Address 1400 Douglas Street, Omaha, NE, USA, 68179
Omaha, Nebraska-based Union Pacific is the largest public railroad in North America. Operating on more than 30,000 miles of track in the western two-thirds of the US, Union Pacific generated $24.5 billion of revenue in 2025 by hauling coal, industrial products, intermodal containers, agricultural goods, chemicals, fertilizers, and automotive goods. Union Pacific owns about one-fourth of Mexican railroad Ferromex and historically derives roughly 10% of its revenue hauling freight to and from Mexico.
70GF Score

Get the complete analysis for TSX:UNP

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$28.66
Price
C$26.05
GF Value