TX (Ternium) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TX Ternium SA TX
84 GF Score
Price $44.83
GF Value $36.74
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Ternium Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

TX
84GF Score
Ternium SA TX
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Ternium (TX) Overvalued in 2026?

Based on GuruFocus' analysis, Ternium stock appears to be overvalued. The current stock price of $44.83 is trading 22% above its estimated GF Value™ of $36.74. GuruFocus considers Ternium to be Modestly Overvalued.

Key valuation signals for TX:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $36.74 vs. price of $44.83 (22% above fair value)
  • GF Score™: 84/100 with 10 warning signs

No single metric tells the full story. See the TX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ternium Business Description

Address 26 Boulevard Royal, 4th Floor, Luxembourg, LUX, 2449
Ternium SA is a flat steel producer operating in Mexico, Brazil, Argentina, Colombia, the southern United States, and Central America. It produces finished and semi-finished steel products and iron ore, which are sold either directly to steel manufacturers and steel processors or end-users. The company operates in two segments: Steel and Mining. In its Steel segment, the company produces slabs, billets & round bars, hot-rolled coils & sheets, bars & stirrups, wire rods, steel pipes, and other products. The Mining segment sells iron ore as concentrates (fines) and pellets. The vast majority of its revenue comes from the Steel segment and geographically from Mexico.
84GF Score

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Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.83
Price
$36.74
GF Value