JOYY (WBO:JOYY) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WBO:JOYY JOYY Inc WBO:JOYY
80 GF Score
Price €61.50
GF Value €44.47
Valuation Significantly Overvalued
! 7 Warning Signs
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What is JOYY Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

WBO:JOYY
80GF Score
JOYY Inc WBO:JOYY
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is JOYY (WBO:JOYY) Overvalued in 2026?

Based on GuruFocus' analysis, JOYY stock appears to be overvalued. The current stock price of €61.50 is trading 38.3% above its estimated GF Value™ of €44.47. GuruFocus considers JOYY to be Significantly Overvalued.

Key valuation signals for WBO:JOYY:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €44.47 vs. price of €61.50 (38.3% above fair value)
  • GF Score™: 80/100 with 7 warning signs

No single metric tells the full story. See the WBO:JOYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JOYY Business Description

Address 30 Pasir Panjang Road, No. 15-31A, Mapletree Business City, Singapore, SGP, 117440
JOYY Inc is a technology company. The Company operates several social products, including Bigo Live for live streaming, Likee for short-form videos, Hago for multiplayer social networking, an instant messaging product, and others. The Company operates through two segments: BIGO and All other. The BIGO segment consists of several social entertainment platforms, including Bigo Live, Likee, imo, and others. The All other segment consist of Hago, Shopline, and certain audio live streaming platforms.
80GF Score

Get the complete analysis for WBO:JOYY

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€61.50
Price
€44.47
GF Value