Mensch und Maschine Software SE (WBO:MUMG) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WBO:MUMG Mensch und Maschine Software SE WBO:MUMG
63 GF Score
Price €34.95
GF Value €40.88
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Mensch und Maschine Software SE Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

WBO:MUMG
63GF Score
Mensch und Maschine Software SE WBO:MUMG
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Mensch und Maschine Software SE (WBO:MUMG) Overvalued in 2026?

Based on GuruFocus' analysis, Mensch und Maschine Software SE stock appears to be undervalued. The current stock price of €34.95 is trading 14.5% below its estimated GF Value™ of €40.88. GuruFocus considers Mensch und Maschine Software SE to be Modestly Undervalued.

Key valuation signals for WBO:MUMG:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €40.88 vs. price of €34.95 (14.5% below fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the WBO:MUMG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mensch und Maschine Software SE Business Description

Other Exchanges 0RS2:UKMUM:Germany
Address Argelsrieder Feld 5, Wessling, BY, DEU, 82234
Mensch und Maschine Software SE is a Germany-based company engaged in the provision of technical software and digitization solutions in the CAD/CAM/CAE (Computer Aided Design, Manufacturing & Engineering) and PDM/PLM (Product Data /Lifecycle Management) and BIM (Building Information Modeling / Management) areas. The company's business model is based on two segments: i) M+M Digitization: It develops software solutions for customers in several European countries, and ii) M+M software: The M+M software segment develops standard software for CAD/CAM, BIM/Engineering, Garden/ Landscaping, and CAE. The majority of the company's revenue is generated from the M+M Digitization segment.
63GF Score

Get the complete analysis for WBO:MUMG

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€34.95
Price
€40.88
GF Value