Spadel (XBRU:SPA) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XBRU:SPA Spadel SA XBRU:SPA
73 GF Score
Price €350.00
GF Value €220.32
Valuation Significantly Overvalued
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What is Spadel Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

XBRU:SPA
73GF Score
Spadel SA XBRU:SPA
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Spadel (XBRU:SPA) Overvalued in 2026?

Based on GuruFocus' analysis, Spadel stock appears to be overvalued. The current stock price of €350.00 is trading 58.9% above its estimated GF Value™ of €220.32. GuruFocus considers Spadel to be Significantly Overvalued.

Key valuation signals for XBRU:SPA:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €220.32 vs. price of €350.00 (58.9% above fair value)
  • GF Score™: 73/100

No single metric tells the full story. See the XBRU:SPA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Spadel Business Description

Other Exchanges YX5:Germany
Address Avenue des Communautes 110, Brussels, BEL, B-1200
Spadel SA produces and markets mineral water, lemonade, and fruit juices. The company also sells water coolers and dispensers. It produces brands of natural mineral water, spring water, and refreshing beverages. Its products are marketed under the brand names Spa, Bru, Wattwiller, Carola, and Brecon.
73GF Score

Get the complete analysis for XBRU:SPA

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€350.00
Price
€220.32
GF Value