Shopify (XBUL:307) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XBUL:307 Shopify Inc XBUL:307
85 GF Score
Price €105.40
GF Value €123.53
! 2 Warning Signs
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What is Shopify Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

XBUL:307
85GF Score
Shopify Inc XBUL:307
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Shopify (XBUL:307) Overvalued in 2026?

Based on GuruFocus' analysis, Shopify stock appears to be undervalued. The current stock price of €105.40 is trading 14.7% below its estimated GF Value™ of €123.53.

Key valuation signals for XBUL:307:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €123.53 vs. price of €105.40 (14.7% below fair value)
  • GF Score™: 85/100 with 2 warning signs

No single metric tells the full story. See the XBUL:307 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Shopify Business Description

Address 151 O\'Connor Street, Ground Floor, Ottawa, ON, CAN, K2P 2L8
Shopify offers an e-commerce platform primarily to small and medium-size businesses. The firm has two segments. The subscription solutions segment allows Shopify merchants to conduct e-commerce on a variety of platforms, including the company's website, physical stores, pop-up stores, kiosks, social networks (Facebook), and Amazon. The merchant solutions segment offers add-on products for the platform that facilitate e-commerce and include Shopify Payments, Shopify Shipping, and Shopify Capital.
85GF Score

Get the complete analysis for XBUL:307

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€105.40
Price
€123.53
GF Value