S-Oil (XKRX:010950) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKRX:010950 S-Oil Corp XKRX:010950
54 GF Score
Price ₩149,500.00
GF Value ₩74,398.77
Valuation Significantly Overvalued
! 7 Warning Signs
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What is S-Oil Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

XKRX:010950
54GF Score
S-Oil Corp XKRX:010950
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is S-Oil (XKRX:010950) Overvalued in 2026?

Based on GuruFocus' analysis, S-Oil stock appears to be overvalued. The current stock price of ₩149,500.00 is trading 100.9% above its estimated GF Value™ of ₩74,398.77. GuruFocus considers S-Oil to be Significantly Overvalued.

Key valuation signals for XKRX:010950:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₩74,398.77 vs. price of ₩149,500.00 (100.9% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the XKRX:010950 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

S-Oil Business Description

Industry EnergyOil & Gas
Other Exchanges 010955:Korea
Address 192, Baekbeom-ro, Mapo-gu, Seoul, KOR, 04196
S-Oil is an integrated energy company that operates a refinery, petrochemical, and lube oil business. Revenue is primarily derived from refining operations, with the majority of sales from Asian countries. Refining operations include a cracking center, which is used for replacement and low sulfurization of all products that actively respond to changes in market conditions. The company exports ultra-low-sulfur diesel fuel, processed to meet environmental regulations around the world. Other products from S-Oil facilities include LPG, naphtha, kerosene/diesel, B-C oil, and other crude oil byproducts.
54GF Score

Get the complete analysis for XKRX:010950

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₩149,500.00
Price
₩74,398.77
GF Value