Fine Digital (XKRX:038950) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKRX:038950 Fine Digital Inc XKRX:038950
54 GF Score
Price ₩3,005.00
GF Value ₩2,941.14
Valuation Fairly Valued
! 1 Warning Sign
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What is Fine Digital Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

XKRX:038950
54GF Score
Fine Digital Inc XKRX:038950
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Fine Digital (XKRX:038950) Overvalued in 2026?

Based on GuruFocus' analysis, Fine Digital stock appears to be overvalued. The current stock price of ₩3,005.00 is trading 2.2% above its estimated GF Value™ of ₩2,941.14. GuruFocus considers Fine Digital to be Fairly Valued.

Key valuation signals for XKRX:038950:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₩2,941.14 vs. price of ₩3,005.00 (2.2% above fair value)
  • GF Score™: 54/100 with 1 warning sign

No single metric tells the full story. See the XKRX:038950 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fine Digital Business Description

Address 41 Seongnam-daero 925beongil, 7th Floor, Fine Venture Building, Bundang-gu, Gyeonggi-do, Seongnam-si, KOR, 463-828
Fine Digital Inc engages in the manufacture and sale of navigation systems and dashcams, and also operates a building rental business. It generates the majority of its revenue from the Navigation black box, abd golf rangefinder sector.
54GF Score

Get the complete analysis for XKRX:038950

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₩3,005.00
Price
₩2,941.14
GF Value