Emova Group (XPAR:ALEMV) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAR:ALEMV Emova Group SA XPAR:ALEMV
41 GF Score
Price €0.80
GF Value €0.59
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Emova Group Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

XPAR:ALEMV
41GF Score
Emova Group SA XPAR:ALEMV
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Emova Group (XPAR:ALEMV) Overvalued in 2026?

Based on GuruFocus' analysis, Emova Group stock appears to be overvalued. The current stock price of €0.80 is trading 35.6% above its estimated GF Value™ of €0.59. GuruFocus considers Emova Group to be Significantly Overvalued.

Key valuation signals for XPAR:ALEMV:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €0.59 vs. price of €0.80 (35.6% above fair value)
  • GF Score™: 41/100 with 7 warning signs

No single metric tells the full story. See the XPAR:ALEMV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emova Group Business Description

Other Exchanges 2JV1:Germany
Address 23 rue d'Anjou, Paris, FRA, 75008
Emova Group SAD is engaged in the retail business of flowers and related accessories.
41GF Score

Get the complete analysis for XPAR:ALEMV

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.80
Price
€0.59
GF Value