Munic (XPAR:ALMUN) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAR:ALMUN Munic SA XPAR:ALMUN
42 GF Score
Price €0.48
GF Value €0.52
Valuation Fairly Valued
! 2 Warning Signs
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What is Munic Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

XPAR:ALMUN
42GF Score
Munic SA XPAR:ALMUN
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Munic (XPAR:ALMUN) Overvalued in 2026?

Based on GuruFocus' analysis, Munic stock appears to be undervalued. The current stock price of €0.48 is trading 8.7% below its estimated GF Value™ of €0.52. GuruFocus considers Munic to be Fairly Valued.

Key valuation signals for XPAR:ALMUN:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €0.52 vs. price of €0.48 (8.7% below fair value)
  • GF Score™: 42/100 with 2 warning signs

No single metric tells the full story. See the XPAR:ALMUN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Munic Business Description

Other Exchanges MNS:Germany
Address 39 avenue, Villejuif, Paris, FRA, 94800
Munic SA is a vehicle data collection, processing and monetization company in Europe and North America. The company designs intelligent solutions in vehicles which collect data using the Munic box directly connected to the heart of the vehicle's electronic network via a universal socket, process such data locally within the Munic box; transmit and analyze such data on a proprietary artificial intelligence platform Munic.io; and allow B-to-B third parties to integrate their commercial applications on Munic.io to monetize the data collected. Its products include Munic Max V4, Munic V6 and Munic V6+ and V7+.
42GF Score

Get the complete analysis for XPAR:ALMUN

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.48
Price
€0.52
GF Value