Savencia (XPAR:SAVE) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAR:SAVE Savencia SA XPAR:SAVE
79 GF Score
Price €65.20
GF Value €61.32
Valuation Fairly Valued
! 9 Warning Signs
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What is Savencia Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

XPAR:SAVE
79GF Score
Savencia SA XPAR:SAVE
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Savencia (XPAR:SAVE) Overvalued in 2026?

Based on GuruFocus' analysis, Savencia stock appears to be overvalued. The current stock price of €65.20 is trading 6.3% above its estimated GF Value™ of €61.32. GuruFocus considers Savencia to be Fairly Valued.

Key valuation signals for XPAR:SAVE:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €61.32 vs. price of €65.20 (6.3% above fair value)
  • GF Score™: 79/100 with 9 warning signs

No single metric tells the full story. See the XPAR:SAVE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Savencia Business Description

Other Exchanges BNGRF:USA0DTK:UKBGJ:Germany
Address 42 rue Rieussec, Viroflay, FRA, 78220
Savencia SA is a producer of high-value-added dairy products. The company produces consumer products such as cheese, butter, and cream for the retail market; food service of technical butter and specific dairy proteins for the food, dietary, and health industries. Its brands are Savencia Fromage & Dairy has a portfolio of Geramont, Saint Albray and Fol Epi, Alouette, Corman, Lescure, Elle & Vire, and others. The company has operations in North America, Western Europe, Central and Eastern Europe, Latin America, Africa and Middle East, and Asia-Pacific. The company generates the majority of its revenue from the sale of Cheese products.
79GF Score

Get the complete analysis for XPAR:SAVE

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€65.20
Price
€61.32
GF Value