Shufersal (XTAE:SAE) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTAE:SAE Shufersal Ltd XTAE:SAE
75 GF Score
Price ₪43.44
GF Value ₪31.98
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Shufersal Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

XTAE:SAE
75GF Score
Shufersal Ltd XTAE:SAE
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Shufersal (XTAE:SAE) Overvalued in 2026?

Based on GuruFocus' analysis, Shufersal stock appears to be overvalued. The current stock price of ₪43.44 is trading 35.8% above its estimated GF Value™ of ₪31.98. GuruFocus considers Shufersal to be Significantly Overvalued.

Key valuation signals for XTAE:SAE:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₪31.98 vs. price of ₪43.44 (35.8% above fair value)
  • GF Score™: 75/100 with 7 warning signs

No single metric tells the full story. See the XTAE:SAE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shufersal Business Description

Address 30 Benjamin Shmotkin Street, Rishon LeZion, ISR
Shufersal Ltd is a supermarket chain operator. The company is based in Israel and generates all revenue domestically. Shufersal has three operating segments: retail segment, real estate segment, and Be segment. The retail segment, which contributes the largest portion of revenue, operates neighborhood and regional food stores, a group of organic food stores, and engages in the marketing, manufacture, and sale of both frozen and fresh baked products. The real estate segment includes leasing of various commercial and other properties. The Be segment includes operation of drug stores that mainly sell cosmetics, convenience, and toiletry products. A vast majority of the company's revenue is generated by the retail segment.
75GF Score

Get the complete analysis for XTAE:SAE

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪43.44
Price
₪31.98
GF Value