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Baader Bank Aktiengesellschaft (XTER:BWB) Net Interest Margin (Bank Only) % : 0.95% (As of Dec. 2024)


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What is Baader Bank Aktiengesellschaft Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Baader Bank Aktiengesellschaft's annualized Net Interest Income (for Banks) for the quarter that ended in Dec. 2024 was €36.7 Mil. Baader Bank Aktiengesellschaft's average earning assets for the quarter that ended in Dec. 2024 was €3,868.2 Mil. Therefore, Baader Bank Aktiengesellschaft's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Dec. 2024 was 0.95%.


Baader Bank Aktiengesellschaft Net Interest Margin (Bank Only) % Historical Data

The historical data trend for Baader Bank Aktiengesellschaft's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Baader Bank Aktiengesellschaft Net Interest Margin (Bank Only) % Chart

Baader Bank Aktiengesellschaft Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.51 -0.92 0.62 3.68 2.20

Baader Bank Aktiengesellschaft Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.33 2.98 3.48 3.77 0.95

Competitive Comparison of Baader Bank Aktiengesellschaft's Net Interest Margin (Bank Only) %

For the Capital Markets subindustry, Baader Bank Aktiengesellschaft's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Baader Bank Aktiengesellschaft's Net Interest Margin (Bank Only) % Distribution in the Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Baader Bank Aktiengesellschaft's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Baader Bank Aktiengesellschaft's Net Interest Margin (Bank Only) % falls into.


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Baader Bank Aktiengesellschaft Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Baader Bank Aktiengesellschaft's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2024 is calculated as

Net Interest Margin (Bank Only) %(A: Dec. 2024 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Dec. 2023 ) + Earning Assets (A: Dec. 2024 ))/ count )
=84.597/( (3489.324 + 4200.668)/ 2 )
=84.597/3844.996
=2.20 %

where

Earning Assets(A: Dec. 2023 )
=Money Market Investments + Net Loan + Securities & Investments
=135.82 + 3353.504 + 0
=3489.324

Earning Assets(A: Dec. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 4200.668 + 0
=4200.668

Baader Bank Aktiengesellschaft's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Dec. 2024 is calculated as

Net Interest Margin (Bank Only) %(Q: Dec. 2024 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Jun. 2024 ) + Earning Assets (Q: Dec. 2024 ))/ count )
=36.7/( (3535.644 + 4200.668)/ 2 )
=36.7/3868.156
=0.95 %

where

Earning Assets(Q: Jun. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 3535.644 + 0
=3535.644

Earning Assets(Q: Dec. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 4200.668 + 0
=4200.668

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is two times the semi-annual (Dec. 2024) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.


Baader Bank Aktiengesellschaft  (XTER:BWB) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Baader Bank Aktiengesellschaft Net Interest Margin (Bank Only) % Related Terms

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Baader Bank Aktiengesellschaft Business Description

Traded in Other Exchanges
Address
Weihenstephaner Strasse 4, Unterschleissheim, BY, DEU, 85716
Baader Bank Aktiengesellschaft is an investment bank in Germany trading with financial instruments. Its business line includes Market Making Business; Banking Services Business; Equity Capital Markets business; Asset Management Services business; Multi Asset Brokerage Business and Research Services business. Geographical presence in Germany, Great Britain, Croatia, Switzerland, and the USA.
Executives
Oliver Riedel Board of Directors
Prof. Dr. Georg Josef Heni Supervisory Board
Dietmar Von Blücher Board of Directors
Dieter Brichmann Board of Directors
Christoph Benedikt Mast Supervisory Board