Auburn BancorpABBB +1.09%57 Net Margin % is 8.01% as of Mar. 2026, which is 107% above its 10-year median of 3.87. GuruFocus rates ABBB with a GF Score™ of 57/100 and a GF Value™ of $9.72 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,527 Banks companies, Auburn Bancorp ranks worse than 86.38% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Auburn Bancorp's Net Income for the
three
months ended in Mar. 2026 was $0.07 Mil. Auburn Bancorp's Revenue for the
three
months ended in Mar. 2026 was $0.81 Mil. Therefore, Auburn Bancorp's net margin for the quarter that ended in Mar. 2026 was 8.01%.
The historical rank and industry rank for Auburn Bancorp's Net Margin % or its related term are showing as below:
ABBB'
s Net Margin % Range Over the Past 10 Years
Min: 0.03 Med: 3.87 Max: 11.14
Current: 11.14
ABBB's Net Margin % is ranked worse than 86.38% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs ABBB: 11.14
Auburn Bancorp (OTCPK:ABBB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Auburn Bancorp Net Margin % Related Terms
Auburn Bancorp Net Margin % Historical Data
* Premium members only.
The historical data trend for Auburn Bancorp's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Auburn Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Auburn Bancorp Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Auburn Bancorp's Net Margin % distribution charts can be found below:
* The bar in red indicates where Auburn Bancorp's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Auburn Bancorp (ABBB) has a Net Margin % of 8.01% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Auburn Bancorp and its competitors. This is 107% above median its historical median of 3.87. Over the past decade, Auburn Bancorp's Net Margin % has ranged from 0.03 to 11.14. According to the industry distribution chart, Auburn Bancorp ranks #1319 out of 1527 companies in the Banks industry, placing it in the top 86.4%.
Is Auburn Bancorp's Net Margin % too high?
Auburn Bancorp's current Net Margin % of 8.01% is 107% above median its 10-year median of 3.87. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 11.14. The Banks industry median Net Margin % is 26.95. Auburn Bancorp's value of 8.01% is 70.3% below this industry median. Based on the distribution chart, Auburn Bancorp ranks #1319 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Auburn Bancorp has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Auburn Bancorp's Net Margin % compare to SHFS and MFBI?
According to the Banks industry distribution chart, Auburn Bancorp ranks #1319 out of 1527 companies for Net Margin %. This places Auburn Bancorp in the lower half of its industry. The industry median Net Margin % is 26.95. Auburn Bancorp's value of 8.01% is 70.3% below this benchmark. Historically, Auburn Bancorp's own Net Margin % has ranged from 0.03 to 11.14 over the past decade. While the company's 10-year median is 3.87 vs. the industry median of 26.95, Auburn Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Auburn Bancorp's current Net Margin % of 8.01% is 70.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Auburn Bancorp and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Auburn Bancorp's current Net Margin % is 8.01%, which is 107% above median its own 10-year median of 3.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Auburn Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Auburn Bancorp (ABBB) is currently considered Fairly Valued. The stock's GF Value™ is $9.72, compared to a current price of $9.25 — trading 4.8% below its estimated fair value. The current Net Margin % is 8.01%, which is 107% above median its 10-year median of 3.87 and 70.3% below the Banks industry median of 26.95. Auburn Bancorp's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Auburn Bancorp (ABBB), the current Net Margin % is 8.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Auburn Bancorp (ABBB) Overvalued in 2026?
Based on GuruFocus' analysis, Auburn Bancorp stock appears to be undervalued.
The current stock price of $9.25 is trading 4.8% below its estimated GF Value™ of $9.72.
GuruFocus considers Auburn Bancorp to be Fairly Valued.
Key valuation signals for ABBB:
Net Margin %: 8.01% (107% above median its 10-year median of 3.87)
GF Value™: $9.72 vs. price of $9.25 (4.8% below fair value)
Industry Position: 70.3% below the Banks median (#1319 of 1527)
No single metric tells the full story. See the ABBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Auburn Bancorp Inc., through its subsidiary, Auburn Savings Bank, FSB, grants residential, consumer. The company serves individuals, families, and businesses. It offers deposits, loans, cards, and various other online banking services.
57GF Score
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