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AppTech PaymentsAPCXW 38 Net Margin % is -61.07% as of Jun. 2026. GuruFocus rates APCXW with a GF Score™ of 38/100. The stock has 7 warning signs investors should review. Among 2,819 Software companies, AppTech Payments ranks worse than 92.16% on this metric.
AppTech Payments (OTCPK:APCXW) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
AppTech Payments Net Margin % Related Terms
AppTech Payments Net Margin % Historical Data
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The historical data trend for AppTech Payments's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
APCXW vs HPAI, AIXC, YQAI: Net Margin % Comparison
For the Software - Infrastructure subindustry, AppTech Payments's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AppTech Payments Net Margin % vs Software Industry
For the Software industry and Technology sector, AppTech Payments's Net Margin % distribution charts can be found below:
* The bar in red indicates where AppTech Payments's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AppTech Payments (APCXW) has a Net Margin % of -61.07% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on AppTech Payments and its competitors. According to the industry distribution chart, AppTech Payments ranks #2598 out of 2819 companies in the Software industry, placing it in the top 92.2%.
Is AppTech Payments' Net Margin % too high?
AppTech Payments' current Net Margin % is -61.07%. Based on the distribution chart, AppTech Payments ranks #2598 out of 2819 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, AppTech Payments has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does AppTech Payments' Net Margin % compare to HPAI and AIXC?
According to the Software industry distribution chart, AppTech Payments ranks #2598 out of 2819 companies for Net Margin %. This places AppTech Payments in the lower half of its industry. The industry median Net Margin % is 2.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Software company?
The median Net Margin % among Software companies is 2.61, based on 2,819 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on AppTech Payments and its competitors. For the Software industry, the median Net Margin % is 2.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AppTech Payments's current Net Margin % is -61.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AppTech Payments stock overvalued right now?
AppTech Payments (APCXW) has a current Net Margin % of -61.07%. The current Net Margin % is -61.07%. AppTech Payments' overall GF Score™ is 38/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For AppTech Payments (APCXW), the current Net Margin % is -61.07% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
AppTech Payments Corp engages in providing financial services to businesses. It provides these services through its Banking Platform the company enables digital banking capabilities, account-based processing, onboarding, compliance, and financial workflows through a unified, cloud-native architecture. Its proprietary software will provide progressive and adaptable products that are available through a suite of synergistic offerings directly to merchants, banking institutions, and business enterprises. It derives revenue from the provision of financial services to businesses.
38GF Score
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